Australia
Australia calculators
With the values in force in Australia, the source of each one and the date we checked it.
Official data, updated automatically
An automated process checks the official sources every day. Rule changes go live after we verify them.
- Last review of the rules
- Latest automatic figure
- Consumer Price Index, all groups, weighted average of eight capital cities,
- Official sources
- 24 official documents
Pay and work
Pay and extras
- Pay calculator: take-home pay 2026-27Enter your pay before tax for a year, month, fortnight or week. You see what you take home each payday after income tax, the Medicare levy and any study loan repayment.
- Minimum wage calculator AustraliaThe National Minimum Wage is $26.44 an hour, or $1,004.90 for a 38-hour week, since 1 July 2026.
- Annual leave calculatorFull-time and part-time employees get 4 weeks of paid annual leave a year, based on their ordinary hours. It builds up gradually as you work.
- Hourly to salary calculatorHow much is your salary per hour? What does an hourly offer come to per year? Enter an amount, pick the period and we show all the others.
- Pay raise calculatorYou have been offered a raise, or you are about to ask for one. Enter your pay and the raise, as a percentage or an amount, and see how much changes each month and year.
- Time card calculatorPick the start and end time for each day, your unpaid break and your hourly pay. We show total hours, overtime and your pay for the week.
Leaving a job
- Redundancy pay calculatorIf your job is made redundant, the National Employment Standards (NES) set a minimum redundancy pay based on your years of continuous service.
- Notice period calculatorBefore ending your employment, your employer has to give you a minimum period of notice or pay you instead. The length depends on your years of service and your age.
Taxes
- GST calculatorGoods and services tax (GST) is a 10% tax on most goods and services sold in Australia.
- Income tax calculator 2026-27Enter your taxable income and pick the income year. You get your income tax, the low income tax offset, the Medicare levy and what you keep after tax.
- Super guarantee calculatorYour employer has to pay super for you on top of your pay. The minimum is the super guarantee, 12% of your earnings.
Money and indexes
Loans, savings and investing
- Loan calculatorBefore you sign for a loan, two numbers matter: what you pay each month and what the loan costs you in interest.
- APR to APY calculatorTwo offers with the same rate can cost different amounts. The difference is how often interest is charged or paid.
- Mortgage calculatorA mortgage is the biggest debt most households ever take on. It pays to see the full numbers before you talk to a lender.
- Rent vs buy calculatorComparing the mortgage payment with the rent is not enough. Buyers pay interest, upkeep and property tax, but they end up owning the home. Renters can keep the deposit invested.
- Compound interest calculatorWith compound interest, the interest is added to your balance and starts earning interest of its own. That is why savings grow faster and faster.
- Simple interest calculatorSimple interest is always worked out on the original principal: interest is not added to the balance during the term.
- Savings goal calculatorA trip, a car, a deposit on a home or a cushion for surprises. A goal with an amount and a date is much easier to hit.
- Retirement savings calculatorA state pension often is not enough to keep your standard of living. Savings of your own, even small ones, make a big difference if you start early.
- Credit card payoff calculatorA credit card is usually the most expensive debt you have. Paying only the minimum stretches it out for years and piles on interest.
- 50/30/20 budget calculatorThe 50/30/20 rule is a simple way to plan your month. Half goes to essentials, 30% to things you enjoy and 20% to savings.
- Emergency fund calculatorAn emergency fund is money set aside for what you can't plan for: losing your job, a health problem or an urgent home repair.
- Car cost calculatorMost people know what they spend on fuel. Few add up insurance, maintenance, parking and, above all, the value the car loses every year.
Business and self-employment
- ROI calculatorA 50% gain sounds great, but it is not the same over 2 years as over 10. To compare investments you need the return per year.
- Profit margin calculatorMargin and markup get mixed up all the time, and the difference can cost you money. Both measure the same profit, but against a different base.
- Break-even calculatorThe break-even point is the level of sales where a business neither makes nor loses money. Below it you lose, above it you start to profit.
- Freelance rate calculatorThe most common freelance mistake is taking the salary you would want as an employee and dividing it by 160 hours. That leaves out taxes, expenses, vacation and every hour you can't bill.
Other calculators
- Medicare levy calculatorThe Medicare levy is 2% of your taxable income, paid on top of income tax.
- Salary sacrifice calculatorSalary sacrifice means part of your salary goes into your super fund instead of your bank account. That lowers your taxable income.
- HECS-HELP repayment calculatorIf you have a HELP debt (often still called HECS), you make a compulsory repayment through your tax return once your income passes the minimum repayment income.
- Sick leave calculatorPaid sick and carer's leave, also called personal leave, is 10 days a year for full-time employees and pro rata for part-time employees.
- Capital gains tax calculatorCapital gains tax is part of your income tax, not a separate tax. A capital gain increases the tax you pay at your individual income tax rate.
- Stamp duty calculator NSWWhen you buy property in NSW you generally pay transfer duty, better known as stamp duty.
- Stamp duty calculator VICWhen you buy property in Victoria you pay land transfer duty, usually called stamp duty, to the State Revenue Office (SRO).
- Stamp duty calculator QLDWhen you buy property in Queensland you pay transfer duty, also called stamp duty, to the Queensland Revenue Office (QRO).
- Work from home deduction calculatorIf you work from home, you can claim a deduction for the extra running costs, such as electricity, internet and phone, with the ATO fixed rate method.
- Car expenses calculator: cents per kmIf you use your own car for work, the cents per kilometre method lets you claim a set rate for each work-related kilometre, without receipts.