Botswana
Botswana calculators
With the values in force in Botswana, the source of each one and the date we checked it.
Official data, updated automatically
An automated process checks the official sources every day. Rule changes go live after we verify them.
- Last review of the rules
- Latest automatic figure
- National CPI, annual inflation rate,
- Official sources
- 4 official documents
Pay and work
- Take-home pay calculator BotswanaEnter your gross monthly salary and see what is left after PAYE. If you pay into a pension or provident fund through payroll, add it for a closer match to your payslip.
- Hourly to salary calculatorHow much is your salary per hour? What does an hourly offer come to per year? Enter an amount, pick the period and we show all the others.
- Pay raise calculatorYou have been offered a raise, or you are about to ask for one. Enter your pay and the raise, as a percentage or an amount, and see how much changes each month and year.
- Time card calculatorPick the start and end time for each day, your unpaid break and your hourly pay. We show total hours, overtime and your pay for the week.
Taxes
Money and indexes
Money and indexes
Loans, savings and investing
- Loan calculatorBefore you sign for a loan, two numbers matter: what you pay each month and what the loan costs you in interest.
- APR to APY calculatorTwo offers with the same rate can cost different amounts. The difference is how often interest is charged or paid.
- Mortgage calculatorA mortgage is the biggest debt most households ever take on. It pays to see the full numbers before you talk to a lender.
- Rent vs buy calculatorComparing the mortgage payment with the rent is not enough. Buyers pay interest, upkeep and property tax, but they end up owning the home. Renters can keep the down payment invested.
- Compound interest calculatorWith compound interest, the interest is added to your balance and starts earning interest of its own. That is why savings grow faster and faster.
- Simple interest calculatorSimple interest is always worked out on the original principal: interest is not added to the balance during the term.
- Savings goal calculatorA trip, a car, a deposit on a home or a cushion for surprises. A goal with an amount and a date is much easier to hit.
- Retirement savings calculatorA state pension often is not enough to keep your standard of living. Savings of your own, even small ones, make a big difference if you start early.
- Credit card payoff calculatorA credit card is usually the most expensive debt you have. Paying only the minimum stretches it out for years and piles on interest.
- 50/30/20 budget calculatorThe 50/30/20 rule is a simple way to plan your month. Half goes to essentials, 30% to things you enjoy and 20% to savings.
- Emergency fund calculatorAn emergency fund is money set aside for what you can't plan for: losing your job, a health problem or an urgent home repair.
- Car cost calculatorMost people know what they spend on fuel. Few add up insurance, maintenance, parking and, above all, the value the car loses every year.
Business and self-employment
- ROI calculatorA 50% gain sounds great, but it is not the same over 2 years as over 10. To compare investments you need the return per year.
- Profit margin calculatorMargin and markup get mixed up all the time, and the difference can cost you money. Both measure the same profit, but against a different base.
- Break-even calculatorThe break-even point is the level of sales where a business neither makes nor loses money. Below it you lose, above it you start to profit.
- Freelance rate calculatorThe most common freelance mistake is taking the salary you would want as an employee and dividing it by 160 hours. That leaves out taxes, expenses, vacation and every hour you can't bill.
Other calculators
- Bonus tax calculator BotswanaA bonus is taxed at your top rates, not at your average rate, so the tax on it is often higher than you expect. Enter your regular monthly salary and the bonus to see what you will actually receive.
- Gratuity and severance tax calculatorGratuities, severance pay and retrenchment packages get special treatment. Half is tax-free, and the taxable half is taxed all in one year or spread over up to three years, whichever gives you the lower tax.
- PAYE when you start work mid-yearWhen you join the workforce for the first time during the tax year, your employer works out PAYE on what you will earn up to 30 June, not on a full year. That usually means less tax each month.
- Pension contribution tax relief calculatorContributions to an approved retirement fund come off your taxable income, so part of every pula you save comes back as lower PAYE.
- Company car benefit tax calculatorIf your employer gives you a car you can also use privately, its value is added to your pay and taxed through PAYE. Enter what the car cost and your salary to see the extra tax.
- Housing benefit tax calculator BotswanaA house or flat your employer rents or owns for you is a non-cash benefit. Its value is added to your pay and taxed through PAYE, up to a cap based on your income.
- Tax-free salary gross-up calculatorSome contracts promise a net salary and leave the employer to pay the tax. The tax itself then counts as pay, so the PAYE is worked out on a grossed-up amount.
- Company tax calculator BotswanaFrom 1 July 2026 most companies in Botswana pay income tax at 24.5% of their taxable income. Enter the taxable income and the type of company to see the tax and the profit left over.
- Withholding tax calculator BotswanaWhen you pay certain kinds of income, the law makes you withhold part of it and pay it to BURS. Choose who receives the payment and what it is for to see how much to keep back.
- Capital gains tax calculator BotswanaSince 1 July 2026 an individual pays capital gains tax on the net aggregate gain for the year, on its own scale and separately from income tax.