Malaysia
Malaysia calculators
With the values in force in Malaysia, the source of each one and the date we checked it.
Official data, updated automatically
An automated process checks the official sources every day. Rule changes go live after we verify them.
- Last review of the rules
- Latest automatic figure
- Overnight Policy Rate,
- Official sources
- 15 official documents
Pay and work
Pay and extras
- Annual leave calculator MalaysiaEnter your years of service to see your paid annual leave, the days you still have this year and what they are worth at your daily rate.
- Minimum wage Malaysia 2026Enter how you are paid and your basic pay to see whether it meets the national minimum wage, and by how much it falls short if it does not.
- Overtime calculator MalaysiaEnter your monthly wages, your normal hours and the extra hours you worked to see what the Employment Act says you should be paid for them.
- Take-home pay calculator MalaysiaEnter your gross monthly salary and your EPF contribution to see what reaches your bank account after every statutory deduction.
- Hourly to salary calculatorHow much is your salary per hour? What does an hourly offer come to per year? Enter an amount, pick the period and we show all the others.
- Pay raise calculatorYou have been offered a raise, or you are about to ask for one. Enter your pay and the raise, as a percentage or an amount, and see how much changes each month and year.
- Time card calculatorPick the start and end time for each day, your unpaid break and your hourly pay. We show total hours, overtime and your pay for the week.
Leaving a job
- Notice period calculator MalaysiaWhen your contract says nothing in writing about notice, the Employment Act sets a minimum that depends on how long you have worked.
- Termination benefits calculator MalaysiaIf your employer ends your contract, for example in a retrenchment, the law sets a minimum termination benefit based on your wages and years of service.
Taxes
- Employer cost calculator MalaysiaEnter the wages and the employer EPF share to see the full monthly and yearly cost of a hire.
- Income tax calculator Malaysia (YA 2026)Enter your income for the year and the reliefs you can claim. You get your chargeable income, the tax for the year and your effective rate.
- SOCSO contribution calculator 2026Enter the monthly wages to see what PERKESO takes from the employee and what the employer pays on top.
- SST calculator MalaysiaMalaysia's SST has two parts: sales tax on taxable goods and service tax on taxable services. Pick the one on your invoice and the calculator adds it or takes it out.
Money and indexes
Money and indexes
Loans, savings and investing
- Loan calculatorBefore you sign for a loan, two numbers matter: what you pay each month and what the loan costs you in interest.
- APR to APY calculatorTwo offers with the same rate can cost different amounts. The difference is how often interest is charged or paid.
- Mortgage calculatorA mortgage is the biggest debt most households ever take on. It pays to see the full numbers before you talk to a lender.
- Rent vs buy calculatorComparing the mortgage payment with the rent is not enough. Buyers pay interest, upkeep and property tax, but they end up owning the home. Renters can keep the down payment invested.
- Compound interest calculatorWith compound interest, the interest is added to your balance and starts earning interest of its own. That is why savings grow faster and faster.
- Simple interest calculatorSimple interest is always worked out on the original principal: interest is not added to the balance during the term.
- Savings goal calculatorA trip, a car, a deposit on a home or a cushion for surprises. A goal with an amount and a date is much easier to hit.
- Retirement savings calculatorA state pension often is not enough to keep your standard of living. Savings of your own, even small ones, make a big difference if you start early.
- Credit card payoff calculatorA credit card is usually the most expensive debt you have. Paying only the minimum stretches it out for years and piles on interest.
- 50/30/20 budget calculatorThe 50/30/20 rule is a simple way to plan your month. Half goes to essentials, 30% to things you enjoy and 20% to savings.
- Emergency fund calculatorAn emergency fund is money set aside for what you can't plan for: losing your job, a health problem or an urgent home repair.
- Car cost calculatorMost people know what they spend on fuel. Few add up insurance, maintenance, parking and, above all, the value the car loses every year.
Business and self-employment
- ROI calculatorA 50% gain sounds great, but it is not the same over 2 years as over 10. To compare investments you need the return per year.
- Profit margin calculatorMargin and markup get mixed up all the time, and the difference can cost you money. Both measure the same profit, but against a different base.
- Break-even calculatorThe break-even point is the level of sales where a business neither makes nor loses money. Below it you lose, above it you start to profit.
- Freelance rate calculatorThe most common freelance mistake is taking the salary you would want as an employee and dividing it by 160 hours. That leaves out taxes, expenses, vacation and every hour you can't bill.
Other calculators
- Daily rate of pay calculator MalaysiaThe Employment Act uses your ordinary rate of pay to value annual leave, sick leave, maternity and paternity leave, and overtime.
- EIS contribution calculatorEnter the monthly wages to see the EIS contribution. You and your employer each pay the amount shown.
- Maternity leave calculator MalaysiaEnter your monthly wages to see the maternity allowance your employer pays for your maternity leave.
- OPR calculator: what a rate change does to your loanBank Negara Malaysia sets the Overnight Policy Rate (OPR). When it moves, banks usually adjust the rates on floating-rate loans.
- Paternity leave calculator MalaysiaMarried male employees get 7 days consecutive days of paid paternity leave for each confinement, up to five confinements.
- PCB calculator 2026PCB, or MTD, is the income tax your employer takes from your salary every month and pays to HASiL. Enter your salary and EPF to see the amount for any month of the year.
- RPGT calculator MalaysiaReal property gains tax (RPGT, or CKHT in Malay) is charged on the gain when you sell property. The rate depends on who sells and how long they held it.
- Sick leave calculator MalaysiaEnter your years of service to see how many days of paid sick leave you get each calendar year and how many you have left.
- Stamp duty calculator Malaysia (MOT)When you buy property in Malaysia, the transfer instrument (MOT) pays stamp duty on the price or the market value, whichever is higher.