Hong Kong
Hong Kong calculators
With the values in force in Hong Kong, the source of each one and the date we checked it.
Official data, updated automatically
An automated process checks the official sources every day. Rule changes go live after we verify them.
- Last review of the rules
- Latest automatic figure
- One-month HIBOR fixing,
- Official sources
- 12 official documents
Pay and work
Pay and extras
- Annual leave calculator Hong KongUnder Hong Kong's Employment Ordinance you earn paid annual leave after every 12 months of continuous employment.
- Minimum wage calculator Hong KongHong Kong's statutory minimum wage is HK$43.10 an hour from 1 May 2026.
- Take-home pay calculator Hong KongIn Hong Kong your employer takes your MPF contribution from your pay each month. Salaries tax works differently: the IRD bills you once a year.
- Hourly to salary calculatorHow much is your salary per hour? What does an hourly offer come to per year? Enter an amount, pick the period and we show all the others.
- Pay raise calculatorYou have been offered a raise, or you are about to ask for one. Enter your pay and the raise, as a percentage or an amount, and see how much changes each month and year.
- Time card calculatorPick the start and end time for each day, your unpaid break and your hourly pay. We show total hours, overtime and your pay for the week.
Leaving a job
- Payment in lieu of notice calculator Hong KongIn Hong Kong either side can end a job by giving notice or paying wages instead of it. That payment is called payment in lieu of notice.
- Severance payment calculator Hong KongIf you're dismissed because of redundancy, or laid off, after at least 24 months on a continuous contract, you're entitled to a severance payment.
Taxes
- Employer cost calculator Hong KongHiring in Hong Kong costs more than the salary. The employer pays its own MPF contribution and usually insurance and other benefits.
- MPF contribution calculatorThe Mandatory Provident Fund (MPF) is Hong Kong's compulsory retirement savings. Every month you and your employer each put a share of your pay into your MPF account.
- Hong Kong salaries tax calculatorSalaries tax is the tax on what you earn from a job in Hong Kong. The year of assessment runs from 1 April to 31 March.
Money and indexes
Money and indexes
Loans, savings and investing
- Loan calculatorBefore you sign for a loan, two numbers matter: what you pay each month and what the loan costs you in interest.
- APR to APY calculatorTwo offers with the same rate can cost different amounts. The difference is how often interest is charged or paid.
- Mortgage calculatorA mortgage is the biggest debt most households ever take on. It pays to see the full numbers before you talk to a lender.
- Rent vs buy calculatorComparing the mortgage payment with the rent is not enough. Buyers pay interest, upkeep and property tax, but they end up owning the home. Renters can keep the down payment invested.
- Compound interest calculatorWith compound interest, the interest is added to your balance and starts earning interest of its own. That is why savings grow faster and faster.
- Simple interest calculatorSimple interest is always worked out on the original principal: interest is not added to the balance during the term.
- Savings goal calculatorA trip, a car, a deposit on a home or a cushion for surprises. A goal with an amount and a date is much easier to hit.
- Retirement savings calculatorA state pension often is not enough to keep your standard of living. Savings of your own, even small ones, make a big difference if you start early.
- Credit card payoff calculatorA credit card is usually the most expensive debt you have. Paying only the minimum stretches it out for years and piles on interest.
- 50/30/20 budget calculatorThe 50/30/20 rule is a simple way to plan your month. Half goes to essentials, 30% to things you enjoy and 20% to savings.
- Emergency fund calculatorAn emergency fund is money set aside for what you can't plan for: losing your job, a health problem or an urgent home repair.
- Car cost calculatorMost people know what they spend on fuel. Few add up insurance, maintenance, parking and, above all, the value the car loses every year.
Business and self-employment
- ROI calculatorA 50% gain sounds great, but it is not the same over 2 years as over 10. To compare investments you need the return per year.
- Profit margin calculatorMargin and markup get mixed up all the time, and the difference can cost you money. Both measure the same profit, but against a different base.
- Break-even calculatorThe break-even point is the level of sales where a business neither makes nor loses money. Below it you lose, above it you start to profit.
- Freelance rate calculatorThe most common freelance mistake is taking the salary you would want as an employee and dividing it by 160 hours. That leaves out taxes, expenses, vacation and every hour you can't bill.
Other calculators
- End of year payment calculator Hong KongIf your contract gives an end of year payment, such as double pay or a 13th month, the Employment Ordinance protects it.
- HIBOR mortgage calculatorWith a HIBOR-based mortgage (often called an H plan), the rate is one-month HIBOR plus a margin, and the offer may set a cap rate.
- Statutory holiday pay calculatorEvery employee covered by the Employment Ordinance gets the statutory holidays off, whatever their length of service. There are 15 days this year.
- Long service payment calculator Hong KongLong service payment (LSP) is for employees with at least 5 years on a continuous contract whose job ends for a reason other than redundancy or serious misconduct.
- Maternity leave pay calculator Hong KongA pregnant employee on a continuous contract gets 14 weeks of maternity leave under the Employment Ordinance.
- Paternity leave pay calculator Hong KongA male employee on a continuous contract gets 5 days of paternity leave for each confinement of his spouse or partner.
- Profits tax calculator Hong KongProfits tax is charged on the profits a business makes in Hong Kong. Companies and unincorporated businesses have different rates.
- Property tax calculator Hong KongIf you let out a property in Hong Kong, you pay property tax on the rent. It is worked out for each year of assessment, from 1 April to 31 March.
- Provisional salaries tax calculatorProvisional salaries tax is the IRD's estimate of this year's tax. It is based on last year's income, with this year's allowances.
- Sick leave pay calculator Hong KongIn Hong Kong, sick leave is paid through the sickness allowance in the Employment Ordinance. You build up paid sickness days as you work.
- Stamp duty calculator Hong KongAd valorem stamp duty (AVD) is paid on the documents for buying property in Hong Kong. It depends on the price or the value, whichever is higher.