Canada child benefit calculator (July 2026 to June 2027)
Enter how many children you have and your adjusted family net income for 2025 to estimate your CCB payments from July 2026 to June 2027.
It follows the amounts and reduction rates published by the Canada Revenue Agency. Provincial child benefits and the child disability benefit are not included.
How it's calculated
- Start with the maximum for each child: $8,157 a year under 6 and $6,883 from 6 to 17.
- If your family income is over $38,237, the benefit is reduced by 7% of the income above it for one child, 13.5% for two, 19% for three and 23% for four or more.
- Over $82,847 the reduction is a fixed amount ($3,123 for one child, $6,022 for two, $8,476 for three, $10,260 for four or more) plus 3.2%, 5.7%, 8% or 9.5% of the income above that threshold.
- With shared custody, each parent gets half of the full amount based on their own family income.
An example
One child under 6 and a family net income of $45,000: the reduction is 7% of $6,763, or $473.41, so the CCB is $7,683.59 for the year, about $640.30 a month.
Frequently asked questions
Which year's income is used?
Payments from July 2026 to June 2027 are based on your adjusted family net income for 2025.
Is the CCB taxable?
No. CCB payments are not taxable and you do not report them on your tax return.
What is adjusted family net income?
Your net income from line 23600 plus your spouse's or partner's, minus any UCCB and RDSP income received, plus any UCCB and RDSP amounts repaid.
Key terms
- CCB
- Canada child benefit, a tax-free monthly payment to families with children under 18.
- AFNI
- Adjusted family net income, the income the CRA uses to calculate the CCB.
Up-to-date official data
Data checked against the official source on .
We check the official sources automatically, every day.
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