Self-employed contributions in Cyprus
As self-employed you pay Social Insurance and GeSY yourself. Choose your occupational category and enter the year's income.
Amounts come from the Social Insurance Services' 2026 table.
How it's calculated
- Social Insurance is 16.6% of your insurable earnings.
- Each category has a weekly minimum: the basic insurable earnings (€220.76) times the category factor. If you earn less, you pay on the minimum unless you're approved to pay on actual income.
- Earnings count up to €1,325 a week. We take the year as 52 weeks.
- GeSY is 4% of income, up to €180,000 a year.
An example
With €30,000 of income in category 16 (other occupations), you're above the category minimum. You pay €4,980 Social Insurance and €1,200 GeSY a year.
Frequently asked questions
What if my income is below the minimum?
You can apply with evidence of your income to pay contributions on your actual income.
What if I'm employed and self-employed?
You're insured for both. With two self-employed occupations, you're insured only for the one with the higher insurable earnings.
Will the rate change?
Yes. Under the Insured Person's Guide it becomes 17.6% from 2029 and rises again in 2034 and 2039.
Key terms
- Self-employed
- Someone who works on their own account rather than as an employee.
Up-to-date official data
Data checked against the official source on .
We check the official sources automatically, every day.
- Υπηρεσίες Κοινωνικών ΑσφαλίσεωνΟδηγός Ασφαλισμένου: εισφορές μισθωτών και αυτοτελώς εργαζομένων
- Υπηρεσίες Κοινωνικών ΑσφαλίσεωνΕπαγγελματικές κατηγορίες και ποσά ασφαλιστέων αποδοχών αυτοτελώς εργαζομένων 2026
- Υπηρεσίες Κοινωνικών ΑσφαλίσεωνΒασικές ασφαλιστέες αποδοχές 1981-2026 (πίνακας xlsx)
- CyLaw (Παγκύπριος Δικηγορικός Σύλλογος)Ο περί Γενικού Συστήματος Υγείας Νόμος 89(I)/2001, άρθρο 19