KVP calculator
Kisan Vikas Patra is a post office certificate that doubles the amount you invest. Enter the amount to see the maturity value and when you get it.
How it's calculated
- The amount doubles in 115 months, which is 9 years and 7 months at the current rate.
- That works out to 7.5% a year, compounded yearly.
An example
₹1 lakh in a KVP becomes ₹2 lakh after 115 months.
Frequently asked questions
Why is the period 115 months?
It is the time it takes to double at 7.5% compounded yearly. When the rate changes, the period for new certificates changes too.
Is the gain taxed?
Yes. The interest is income and is taxed at your slab rate.
KVP or NSC?
NSC pays 7.7% for five years. KVP takes longer but doubles the money. Compare both with their calculators.
Key terms
- KVP
- Kisan Vikas Patra, a certificate that doubles the amount invested.
- Maturity
- The day the certificate pays out double the amount.
Up-to-date official data
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