CBK discount rate and your loan
The Central Bank of Kuwait sets the discount rate. Enter your loan and a change to test to see your new monthly instalment.
The current discount rate comes from the CBK key figures.
How it's calculated
- Your current instalment is worked out with the standard loan formula for the months left.
- Your new rate is your current rate plus the change you test.
- The new instalment uses the new rate over the same months, and the calculator shows the difference.
An example
On KD 15,000 over 60 months at 5.5%, a cut of 0.25 points lowers the instalment from KD 286.517 to KD 284.790.
Frequently asked questions
What is the CBK discount rate now?
3.5%, as published by the Central Bank of Kuwait on November 12, 2026.
Does every loan change with the discount rate?
Fixed-rate loans do not change during their fixed period. This calculator assumes the whole change reaches your rate.
Where does the figure come from?
From the Key Figures panel on the Central Bank of Kuwait website.
Key terms
- Discount rate
- The Central Bank of Kuwait's reference interest rate.
- Instalment
- The fixed monthly payment on a loan.
Up-to-date official data
CBK discount rate: updated , with the latest figure from Central Bank of Kuwait.
We check the official sources automatically, every day.
See all sources