Malta
Malta calculators
With the values in force in Malta, the source of each one and the date we checked it.
Official data, updated automatically
An automated process checks the official sources every day. Rule changes go live after we verify them.
- Last review of the rules
- Official sources
- 16 official documents
Pay and work
Pay and extras
- Annual leave calculator MaltaEvery worker in Malta is entitled to at least 192 hours hours of paid annual leave a year on a 40-hour week, which is four weeks and 32 hours.
- Minimum wage calculator Malta 2026Since 1 January 2026 the national minimum wage for a whole-time worker aged 18 or over is €229.44 a week.
- Overtime calculator MaltaIn Malta, work above a 40-hour week is overtime. Where no Wage Regulation Order sets other rates, it is paid at 1.5 times the normal rate.
- Statutory bonus and weekly allowance calculator MaltaEvery employee in Malta gets two statutory bonuses and two weekly allowances a year, on top of the wage.
- Hourly to salary calculatorHow much is your salary per hour? What does an hourly offer come to per year? Enter an amount, pick the period and we show all the others.
- Pay raise calculatorYou have been offered a raise, or you are about to ask for one. Enter your pay and the raise, as a percentage or an amount, and see how much changes each month and year.
- Time card calculatorPick the start and end time for each day, your unpaid break and your hourly pay. We show total hours, overtime and your pay for the week.
Leaving a job
- Fixed-term contract termination calculator MaltaA contract of service for a fixed term in Malta can be ended early by either side, but the side that ends it has to pay compensation.
- Notice period calculator MaltaOn a contract for an indefinite time, both you and your employer have to give notice to end it. The length depends on how long you have worked for the same employer.
Taxes
- Income tax calculator Malta 2026Enter your chargeable income for 2026 and pick the rates that apply to you. You get the tax for the year, the monthly equivalent and your top band.
- VAT calculator MaltaEnter a price, say whether it already includes VAT and pick the rate. You get the price with and without VAT and the VAT itself.
Money and indexes
Money and indexes
Loans, savings and investing
- Loan calculatorBefore you sign for a loan, two numbers matter: what you pay each month and what the loan costs you in interest.
- APR to APY calculatorTwo offers with the same rate can cost different amounts. The difference is how often interest is charged or paid.
- Mortgage calculatorA mortgage is the biggest debt most households ever take on. It pays to see the full numbers before you talk to a lender.
- Rent vs buy calculatorComparing the mortgage payment with the rent is not enough. Buyers pay interest, upkeep and property tax, but they end up owning the home. Renters can keep the down payment invested.
- Compound interest calculatorWith compound interest, the interest is added to your balance and starts earning interest of its own. That is why savings grow faster and faster.
- Simple interest calculatorSimple interest is always worked out on the original principal: interest is not added to the balance during the term.
- Savings goal calculatorA trip, a car, a deposit on a home or a cushion for surprises. A goal with an amount and a date is much easier to hit.
- Retirement savings calculatorA state pension often is not enough to keep your standard of living. Savings of your own, even small ones, make a big difference if you start early.
- Credit card payoff calculatorA credit card is usually the most expensive debt you have. Paying only the minimum stretches it out for years and piles on interest.
- 50/30/20 budget calculatorThe 50/30/20 rule is a simple way to plan your month. Half goes to essentials, 30% to things you enjoy and 20% to savings.
- Emergency fund calculatorAn emergency fund is money set aside for what you can't plan for: losing your job, a health problem or an urgent home repair.
- Car cost calculatorMost people know what they spend on fuel. Few add up insurance, maintenance, parking and, above all, the value the car loses every year.
Business and self-employment
- ROI calculatorA 50% gain sounds great, but it is not the same over 2 years as over 10. To compare investments you need the return per year.
- Profit margin calculatorMargin and markup get mixed up all the time, and the difference can cost you money. Both measure the same profit, but against a different base.
- Break-even calculatorThe break-even point is the level of sales where a business neither makes nor loses money. Below it you lose, above it you start to profit.
- Freelance rate calculatorThe most common freelance mistake is taking the salary you would want as an employee and dividing it by 160 hours. That leaves out taxes, expenses, vacation and every hour you can't bill.
Family and home
Other calculators
- COLA calculator Malta 2026From 1 January 2026 the wages of whole-time employees go up by €4.66 a week. This is the cost of living increase, or COLA.
- Maternity leave calculator MaltaA pregnant employee in Malta is entitled to 18 weeks weeks of uninterrupted maternity leave.
- Overtime tax calculator MaltaFull-time employees on a lower basic wage can have their overtime pay taxed at a flat 15% instead of their normal rates.
- Part-time tax calculator MaltaIf you have a full-time job, a pension, or you study full-time, you can pay a flat 10% on the income from a part-time job or activity.
- Probation period calculator MaltaMost employment in Malta starts with a probationary period, during which either side can end it without giving a reason.
- Property transfer tax calculator MaltaWhen you sell immovable property in Malta, you pay a final tax on the transfer value instead of tax on the gain.
- Public holidays in MaltaMalta has five national holidays and nine public holidays. Pick a year to see each date with its day of the week.
- Rental income tax calculator MaltaLandlords in Malta can choose to pay a final tax of 15% on the gross rent they receive, instead of adding it to their other income.
- Stamp duty calculator Malta 2026Buying property in Malta means paying duty on documents and transfers, usually called stamp duty, when the final deed is signed.