Namibia
Namibia calculators
With the values in force in Namibia, the source of each one and the date we checked it.
Official data, updated automatically
An automated process checks the official sources every day. Rule changes go live after we verify them.
- Last review of the rules
- Latest automatic figure
- Bank of Namibia exchange rate, Namibia dollars per US dollar,
- Official sources
- 14 official documents
Pay and work
Pay and extras
- Net salary calculator NamibiaEnter your basic salary, allowances and pension contribution and see what lands in your account each month.
- Minimum wage in NamibiaNamibia has had a national minimum wage since 1 January 2025. It applies to every employee except the defence force, police, intelligence service and correctional service.
- Overtime calculator NamibiaEnter your monthly basic wage and the extra hours you worked to see what the Labour Act says your employer owes you.
- Annual leave calculator NamibiaThe Labour Act gives every employee at least four consecutive weeks of annual leave on full pay for each 12-month leave cycle.
- Hourly to salary calculatorHow much is your salary per hour? What does an hourly offer come to per year? Enter an amount, pick the period and we show all the others.
- Pay raise calculatorYou have been offered a raise, or you are about to ask for one. Enter your pay and the raise, as a percentage or an amount, and see how much changes each month and year.
- Time card calculatorPick the start and end time for each day, your unpaid break and your hourly pay. We show total hours, overtime and your pay for the week.
Leaving a job
- Severance pay calculator NamibiaSection 35 of the Labour Act gives severance pay to employees with at least 12 months of continuous service who are dismissed, die in service, or resign or retire at 65.
- Notice period calculator NamibiaWhether you resign or your employer ends the contract, section 30 of the Labour Act sets the shortest notice either side can give.
- Final pay calculator NamibiaWhen your employment ends, section 37 of the Labour Act lists everything your employer has to pay you.
Taxes
- PAYE calculator NamibiaEnter your taxable income for a month or a year and see the PAYE your employer should deduct, your yearly tax and your marginal rate.
- Social Security contribution calculatorEvery employee in Namibia is a member of the Maternity Leave, Sick Leave and Death Benefit Fund run by the Social Security Commission.
- Employer cost calculator NamibiaHiring someone costs more than the salary on the contract. Enter the pay package and see the monthly and yearly cost to your business.
- VAT calculator for NamibiaThe standard rate used here for Namibia is 15%.
Money and indexes
Loans, savings and investing
- Loan calculatorBefore you sign for a loan, two numbers matter: what you pay each month and what the loan costs you in interest.
- APR to APY calculatorTwo offers with the same rate can cost different amounts. The difference is how often interest is charged or paid.
- Mortgage calculatorA mortgage is the biggest debt most households ever take on. It pays to see the full numbers before you talk to a lender.
- Rent vs buy calculatorComparing the mortgage payment with the rent is not enough. Buyers pay interest, upkeep and property tax, but they end up owning the home. Renters can keep the down payment invested.
- Compound interest calculatorWith compound interest, the interest is added to your balance and starts earning interest of its own. That is why savings grow faster and faster.
- Simple interest calculatorSimple interest is always worked out on the original principal: interest is not added to the balance during the term.
- Savings goal calculatorA trip, a car, a deposit on a home or a cushion for surprises. A goal with an amount and a date is much easier to hit.
- Retirement savings calculatorA state pension often is not enough to keep your standard of living. Savings of your own, even small ones, make a big difference if you start early.
- Credit card payoff calculatorA credit card is usually the most expensive debt you have. Paying only the minimum stretches it out for years and piles on interest.
- 50/30/20 budget calculatorThe 50/30/20 rule is a simple way to plan your month. Half goes to essentials, 30% to things you enjoy and 20% to savings.
- Emergency fund calculatorAn emergency fund is money set aside for what you can't plan for: losing your job, a health problem or an urgent home repair.
- Car cost calculatorMost people know what they spend on fuel. Few add up insurance, maintenance, parking and, above all, the value the car loses every year.
Business and self-employment
- ROI calculatorA 50% gain sounds great, but it is not the same over 2 years as over 10. To compare investments you need the return per year.
- Profit margin calculatorMargin and markup get mixed up all the time, and the difference can cost you money. Both measure the same profit, but against a different base.
- Break-even calculatorThe break-even point is the level of sales where a business neither makes nor loses money. Below it you lose, above it you start to profit.
- Freelance rate calculatorThe most common freelance mistake is taking the salary you would want as an employee and dividing it by 160 hours. That leaves out taxes, expenses, vacation and every hour you can't bill.
Other calculators
- Public holiday and Sunday pay calculatorThe Labour Act sets different rules for a public holiday or Sunday that falls on one of your normal work days and one that does not.
- Sick leave calculator NamibiaSick leave in Namibia runs in cycles of 36 months with the same employer, not year by year.
- Maternity leave pay calculator NamibiaDuring maternity leave the Social Security Commission pays your basic wage and your employer keeps paying the rest of your package.
- Transfer duty calculator NamibiaBuying a house, flat or plot comes with transfer duty, paid to NamRA, and stamp duty on the transfer deed.
- Pension and retirement annuity tax calculatorNamibia lets you deduct contributions to an approved pension or provident fund, a retirement annuity and education policies from your taxable income.
- Company tax calculator NamibiaThe Income Tax Amendment Act, 2024 brought the company tax rate down in two steps, to 30 cents in the dollar for years of assessment starting on or after 1 January 2025.
- Withholding tax calculator NamibiaWhen a Namibian resident pays fees, interest, royalties or dividends to someone who is not resident in Namibia, the payer withholds tax and pays it to NamRA.
- VET levy calculator NamibiaThe Vocational Education and Training levy funds training in priority skills through the National Training Fund.