KiwiSaver government contribution calculator
Each year the government adds money to your KiwiSaver based on what you contributed between 1 July and 30 June.
You get 25% of every dollar you put in, up to $260.72, if you're 16 to 65 and your taxable income is $180,000 or less.
How it's calculated
- Add up your own contributions between 1 July and 30 June. Employer contributions don't count.
- Multiply by 25%. If the result is over $260.72, you get $260.72.
- To get the full amount you need to contribute at least $1,042.86 of your own money in the year.
An example
You've put in $800 since 1 July. The government adds $200. Contribute another $242.86 before 30 June to get the full $260.72.
Frequently asked questions
When is the government contribution paid?
It's paid in July or August each year, so make sure your contributions are in by 30 June.
Do employer contributions count?
No. Only your own money counts. Employer contributions, past government contributions and money moved from Australian schemes don't.
Can 16 and 17 year olds get it?
Yes. Since 1 July 2025 members aged 16 and 17 can get the government contribution if they meet the other rules.
Key terms
- Government contribution
- A yearly payment from the government into your KiwiSaver account.
- KiwiSaver year
- For the government contribution, the year runs from 1 July to 30 June.
Up-to-date official data
Data checked against the official source on .
We check the official sources automatically, every day.
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