Mobile money levy calculator
Enter the amount you send and see the levy ZRA charges on it. Add how many times a month you send that amount to see the monthly total.
The levy is a fixed amount per transaction that depends on the size of the transfer. Your provider's own fees come on top.
How it's calculated
- Up to K 150 the levy is K 0.32. Up to K 300 it is K 0.40, up to K 500 it is K 0.80 and up to K 1,000 it is K 2.
- Up to K 3,000 it is K 4, up to K 5,000 it is K 7.50 and up to K 10,000 it is K 8.
- Above K 10,000 it is K 10.
An example
Sending K2,000 ten times in a month costs K4 of levy each time, K40 in total.
Frequently asked questions
Which transactions pay the levy?
Person-to-person transfers, payments to and from the Government, utility bills, payments to merchants, bank-to-wallet transfers and transfers between two wallets of the same person.
Is anyone exempt?
The Minister can exempt a person by statutory instrument, but no such instrument has been issued, so the levy applies to everyone.
Is this the same as my provider's fee?
No. The levy goes to the Government. Your mobile money provider charges its own fee on top.
Key terms
- Mobile money service provider
- A company authorised by the Bank of Zambia to issue electronic money.
Up-to-date official data
Data checked against the official source on .
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