United Arab Emirates
United Arab Emirates calculators
With the values in force in the United Arab Emirates, the source of each one and the date we checked it.
Official data, updated automatically
An automated process checks the official sources every day. Rule changes go live after we verify them.
- Last review of the rules
- Official sources
- 9 official documents
Pay and work
Pay and extras
- UAE annual leave calculatorPrivate sector workers in the UAE get paid annual leave once they've worked more than six months for the same employer.
- Minimum wage for Emiratis in the private sectorFrom 1 January 2026, Emiratis working in the UAE private sector must earn at least AED 6,000 a month.
- UAE overtime calculatorIn the UAE private sector, work beyond the normal hours is overtime and is paid with a premium on your basic wage.
- UAE salary calculator: take-home payFor expatriates, this calculator only takes off the unemployment insurance premium. Emiratis also pay a pension contribution.
- Hourly to salary calculatorHow much is your salary per hour? What does an hourly offer come to per year? Enter an amount, pick the period and we show all the others.
- Pay raise calculatorYou have been offered a raise, or you are about to ask for one. Enter your pay and the raise, as a percentage or an amount, and see how much changes each month and year.
- Time card calculatorPick the start and end time for each day, your unpaid break and your hourly pay. We show total hours, overtime and your pay for the week.
Leaving a job
Taxes
- UAE employer cost calculatorHiring in the UAE costs more than the salary. For Emiratis, the employer pays a pension contribution. For expatriates, it builds up an end-of-service gratuity.
- GPSSA contribution calculatorEmiratis working in the UAE private sector are part of the pension and social security system run by GPSSA.
- VAT calculator for United Arab EmiratesThe standard rate used here for United Arab Emirates is 5%.
Money and indexes
Loans, savings and investing
- Loan calculatorBefore you sign for a loan, two numbers matter: what you pay each month and what the loan costs you in interest.
- APR to APY calculatorTwo offers with the same rate can cost different amounts. The difference is how often interest is charged or paid.
- Mortgage calculatorA mortgage is the biggest debt most households ever take on. It pays to see the full numbers before you talk to a lender.
- Rent vs buy calculatorComparing the mortgage payment with the rent is not enough. Buyers pay interest, upkeep and property tax, but they end up owning the home. Renters can keep the down payment invested.
- Compound interest calculatorWith compound interest, the interest is added to your balance and starts earning interest of its own. That is why savings grow faster and faster.
- Simple interest calculatorSimple interest is always worked out on the original principal: interest is not added to the balance during the term.
- Savings goal calculatorA trip, a car, a deposit on a home or a cushion for surprises. A goal with an amount and a date is much easier to hit.
- Retirement savings calculatorA state pension often is not enough to keep your standard of living. Savings of your own, even small ones, make a big difference if you start early.
- Credit card payoff calculatorA credit card is usually the most expensive debt you have. Paying only the minimum stretches it out for years and piles on interest.
- 50/30/20 budget calculatorThe 50/30/20 rule is a simple way to plan your month. Half goes to essentials, 30% to things you enjoy and 20% to savings.
- Emergency fund calculatorAn emergency fund is money set aside for what you can't plan for: losing your job, a health problem or an urgent home repair.
- Car cost calculatorMost people know what they spend on fuel. Few add up insurance, maintenance, parking and, above all, the value the car loses every year.
Business and self-employment
- ROI calculatorA 50% gain sounds great, but it is not the same over 2 years as over 10. To compare investments you need the return per year.
- Profit margin calculatorMargin and markup get mixed up all the time, and the difference can cost you money. Both measure the same profit, but against a different base.
- Break-even calculatorThe break-even point is the level of sales where a business neither makes nor loses money. Below it you lose, above it you start to profit.
- Freelance rate calculatorThe most common freelance mistake is taking the salary you would want as an employee and dividing it by 160 hours. That leaves out taxes, expenses, vacation and every hour you can't bill.
Other calculators
- UAE corporate tax calculatorCorporate tax in the UAE is charged on the taxable income of companies and other businesses for each tax period.
- DEWA bill calculatorDubai Electricity and Water Authority charges by slabs: the price per unit rises as monthly consumption grows.
- Dubai Land Department fee calculatorWhen a property in Dubai is sold, the Dubai Land Department charges a fee on the sale value plus registration costs.
- Emiratisation contribution calculatorPrivate companies covered by the Emiratisation targets must employ a share of UAE nationals. Those that fall short pay a financial contribution.
- UAE maternity leave pay calculatorA female worker in the UAE private sector is entitled to 60 days of maternity leave, part on full pay and part on half pay.
- Dubai rental yield calculatorRental yield shows how much a property earns each year compared with what it costs.
- UAE sick leave pay calculatorAfter probation, private sector workers in the UAE can take up to 90 days of sick leave a year, part paid and part unpaid.
- UAE tourist VAT refund calculatorTourists can get back part of the 5% VAT on goods bought in the UAE and taken out of the country.
- UAE unemployment insurance calculator (ILOE)Employees in the UAE private sector and federal government must join the unemployment insurance scheme, known as ILOE.