UAE salary calculator: take-home pay

For expatriates, this calculator only takes off the unemployment insurance premium. Emiratis also pay a pension contribution.

Enter your salary and basic salary to see what reaches your account each month.

How it's calculated

Emiratis registered with GPSSA pay 5% of their salary as a pension contribution. The employer pays 12.5% and the government 2.5%.
Workers pay an unemployment insurance premium of up to AED 5 a month if the basic salary is below AED 16,000, and up to AED 10 above it.
Take-home pay is the salary less those amounts.

An example

An Emirati earning AED 30,000 a month pays AED 1,500 to GPSSA and AED 10 of insurance, taking home AED 28,490.

Frequently asked questions

Do expatriates pay pension contributions in the UAE?

The GPSSA contribution described by MoHRE is for Emiratis in the private sector. Foreign workers get an end-of-service gratuity instead.

How much is the unemployment insurance premium?

No more than AED 5 a month if your basic salary is below AED 16,000, and no more than AED 10 above it.

Who has to join the unemployment insurance?

Employees in the federal government and the private sector, except investors, domestic workers, temporary contract workers, under-18s and Emirati retirees on a pension.

Key terms

GPSSA: General Pension and Social Security Authority, the pension fund for Emiratis.
ILOE: Involuntary Loss of Employment, the UAE unemployment insurance scheme.