PAYE calculator Ghana

Enter your chargeable income for a month or a year and see the income tax due under the graduated rates for resident individuals.

The bands come from the Income Tax (Amendment) Act, 2026 (Act 1178), applied by the Ghana Revenue Authority from 1 September 2026.

How it's calculated

A monthly amount is turned into a yearly one, the same way the GRA monthly bands are the yearly bands divided by 12.
The first GH₵7,056 a year is taxed at 0%. Each next slice pays its own rate, up to 35% above GH₵600,000.
Non-resident individuals pay a flat 25% of chargeable income.

An example

On GH₵5,000 a month of chargeable income, the tax is GH₵854.50 a month.

Frequently asked questions

What are the PAYE rates in Ghana?

From 1 September 2026 the yearly bands for residents start at 0% on the first GH₵7,056 and rise through 5%, 10%, 17.5%, 25% and 30% to 35% on income above GH₵600,000.

What is chargeable income?

Your salary plus taxable allowances and benefits, minus reliefs such as your SSNIT contribution of 5.5% of basic salary and provident fund contributions up to 16.5% of basic salary.

How are non-residents taxed?

The chargeable income of non-resident individuals is generally taxed at a flat 25%.