Singapore income tax calculator for residents

Singapore taxes residents at progressive rates: the first part of your chargeable income is tax-free and each band above it pays a higher rate.

Enter your yearly income, your age and the reliefs you can claim to see your tax, your effective rate and your marginal rate.

How it's calculated

Start from your yearly employment income and take off your reliefs. Earned Income Relief is automatic: $1,000 below 55, $6,000 from 55 to 59 and $8,000 from 60.
Citizens and PRs also get relief for their own compulsory CPF contributions.
All reliefs together are capped at $80,000 a year. What is left is your chargeable income.
The first $20,000 of chargeable income is taxed at 0%, the next $10,000 at 2%, then 3.5%, 7%, 11.5%, 15%, 18%, 19%, 19.5%, 20%, 22%, 23% and 24% above $1 million.

An example

With $72,000 of income and only Earned Income Relief, chargeable income is $71,000. Tax is $550 on the first $40,000 plus 7% of $31,000, which is $2,720 in total.

Frequently asked questions

Who counts as a tax resident?

Singapore Citizens and PRs who live in Singapore, and foreigners who stayed or worked in Singapore for at least 183 days in the calendar year. Foreigners who worked here for 3 consecutive years also count, even if the first or third year was shorter.

What is the highest income tax rate in Singapore?

From the Year of Assessment 2024, chargeable income above $1 million is taxed at 24%. Below that, the top rates are 22% and 23%.

Is there a limit on tax reliefs?

Yes. The total of all personal reliefs you claim in a Year of Assessment is capped at $80,000, including SRS relief.

Which year's income is taxed?

Tax for a Year of Assessment is charged on the income of the year before. For example, income earned in 2025 is taxed in the Year of Assessment 2026.

Key terms

Chargeable income: Your income after deductions and personal reliefs. The tax rates apply to this amount.
Year of Assessment (YA): The year in which your income from the previous year is assessed for tax.
Earned Income Relief: A relief for anyone with earned income, which grows with age.