Take-home pay calculator Hong Kong

In Hong Kong your employer takes your MPF contribution from your pay each month. Salaries tax works differently: the IRD bills you once a year.

Enter your monthly salary and any bonus to see your pay after MPF and how much to put aside for tax.

How it's calculated

Your MPF contribution is 5% of your monthly pay, worked out on at most HK$30,000. Below HK$7,100 you don't contribute.
Salaries tax is estimated on 12 months of salary plus the bonus, less MPF (up to HK$18,000) and your allowances.
The monthly amount to set aside is the yearly tax divided by 12.

An example

On $30,000 a month you pay $1,500 of MPF, so $28,500 reaches your bank account. As a single person your 2026/27 salaries tax is about $15,580, or $1,298 a month.

Frequently asked questions

Is salaries tax taken from my pay in Hong Kong?

No. The IRD issues a demand note after the tax year, normally payable in two instalments around January and April.

How much MPF comes off my salary?

5% of your relevant income, up to a cap of 5% of HK$30,000 a month. If you earn less than HK$7,100 a month, nothing comes off.

Does the bonus pay MPF too?

Yes, a bonus is relevant income. In the month it's paid, the contribution still stops at the monthly maximum.

Key terms

Take-home pay: What reaches your bank account after deductions from your pay.
Demand note: The IRD's bill for salaries tax, with the due dates of each instalment.