Pag-IBIG contribution calculator
Enter your monthly compensation and see how much goes to your Pag-IBIG savings each month.
Since February 2024 the maximum fund salary is ₱10,000, set by Pag-IBIG Fund Circular No. 460.
How it's calculated
- Your fund salary is your monthly compensation, up to ₱10,000.
- If it is ₱1,500 or less, you save 1%. Above that, 2%.
- Your employer adds 2% of the same fund salary.
An example
On ₱25,000 a month the fund salary is ₱10,000. You save ₱200 and your employer adds ₱200, so ₱400 a month goes to your account.
Frequently asked questions
What is the maximum Pag-IBIG contribution?
₱200 a month from you and ₱200 from your employer, reached at a fund salary of ₱10,000.
When did the Pag-IBIG contribution go up?
In February 2024 the maximum fund salary went from ₱5,000 to ₱10,000. The rates stayed the same; the base they apply to doubled.
Why do I pay only 1%?
Members with a fund salary of ₱1,500 or less save 1%. The employer still adds 2%.
Key terms
- Fund salary
- The monthly compensation Pag-IBIG uses to compute your savings, up to the maximum fund salary.
- Monthly membership savings
- The amount credited to your Pag-IBIG account each month, from you and your employer.
Up-to-date official data
Data checked against the official source on .
We check the official sources automatically, every day.
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