SSS contribution calculator

Enter your monthly compensation and see the SSS contribution for you and your employer, using the schedule of SSS Circular No. 2024-006.

Since January 2025 the total rate is 15% of your monthly salary credit: 5% from you and 10% from your employer.

How it's calculated

Your compensation is matched to a monthly salary credit (MSC). Credits go up in steps of ₱500, from ₱5,000 to ₱35,000.
You pay 5% of the credit and your employer pays 10%.
Your employer also pays the Employees' Compensation (EC) contribution: ₱10 below a credit of ₱15,000 and ₱30 from there up.
The part of the credit above ₱20,000 goes to the Mandatory Provident Fund (MPF), your own savings account inside SSS.

An example

On ₱25,000 a month the salary credit is ₱25,000. You pay ₱1,250 and your employer pays ₱2,530, including ₱30 of EC.

Frequently asked questions

How much is the SSS contribution in 2026?

15% of your monthly salary credit, the rate in force since January 2025. You pay 5% and your employer pays 10%, plus EC.

What is the maximum SSS contribution?

With compensation of ₱34,750 or more the salary credit is ₱35,000. You pay ₱1,750 and your employer ₱3,530, for a total of ₱5,280 a month.

Are benefits based on my full salary credit?

Regular SS and EC benefits use a salary credit of up to ₱20,000. Contributions above it build your MPF account, which pays the accumulated value plus investment income.

Key terms

Monthly salary credit (MSC): The compensation base SSS uses for contributions and benefits, set by the bracket your pay falls in.
EC: Employees' Compensation, a contribution to the Employees' Compensation Program that only the employer pays.
MPF: Mandatory Provident Fund, also called MySSS Pension Booster.