Pakistan
Pakistan calculators
With the values in force in Pakistan, the source of each one and the date we checked it.
Official data, updated automatically
An automated process checks the official sources every day. Rule changes go live after we verify them.
- Last review of the rules
- Official sources
- 9 official documents
Pay and work
- Take-home salary calculator PakistanEnter your gross monthly salary to see what reaches your account after income tax and EOBI.
- Minimum wage in Pakistan 2026-27From 1 July 2026 the federal government raised the minimum wage from Rs. 37,000 to Rs 40,700 a month.
- Hourly to salary calculatorHow much is your salary per hour? What does an hourly offer come to per year? Enter an amount, pick the period and we show all the others.
- Pay raise calculatorYou have been offered a raise, or you are about to ask for one. Enter your pay and the raise, as a percentage or an amount, and see how much changes each month and year.
- Time card calculatorPick the start and end time for each day, your unpaid break and your hourly pay. We show total hours, overtime and your pay for the week.
Taxes
- Salary tax calculator 2026-27Enter your monthly taxable salary to see the tax your employer deducts each month and the total for the tax year from 1 July 2026 to 30 June 2027.
- EOBI contribution calculatorEmployers covered by the Employees' Old-Age Benefits Act pay EOBI every month for each insured worker. Enter the minimum wage that applies to see the amounts.
- Employer cost calculator PakistanEnter the salary and, if your company runs a provident fund, the employer's share. You get the monthly and yearly cost.
- Sales tax calculator Pakistan (GST)Sales tax on goods in Pakistan is charged at 18% of the value of the supply. Enter an amount to add or remove it.
Money and indexes
Loans, savings and investing
- Loan calculatorBefore you sign for a loan, two numbers matter: what you pay each month and what the loan costs you in interest.
- APR to APY calculatorTwo offers with the same rate can cost different amounts. The difference is how often interest is charged or paid.
- Mortgage calculatorA mortgage is the biggest debt most households ever take on. It pays to see the full numbers before you talk to a lender.
- Rent vs buy calculatorComparing the mortgage payment with the rent is not enough. Buyers pay interest, upkeep and property tax, but they end up owning the home. Renters can keep the down payment invested.
- Compound interest calculatorWith compound interest, the interest is added to your balance and starts earning interest of its own. That is why savings grow faster and faster.
- Simple interest calculatorSimple interest is always worked out on the original principal: interest is not added to the balance during the term.
- Savings goal calculatorA trip, a car, a deposit on a home or a cushion for surprises. A goal with an amount and a date is much easier to hit.
- Retirement savings calculatorA state pension often is not enough to keep your standard of living. Savings of your own, even small ones, make a big difference if you start early.
- Credit card payoff calculatorA credit card is usually the most expensive debt you have. Paying only the minimum stretches it out for years and piles on interest.
- 50/30/20 budget calculatorThe 50/30/20 rule is a simple way to plan your month. Half goes to essentials, 30% to things you enjoy and 20% to savings.
- Emergency fund calculatorAn emergency fund is money set aside for what you can't plan for: losing your job, a health problem or an urgent home repair.
- Car cost calculatorMost people know what they spend on fuel. Few add up insurance, maintenance, parking and, above all, the value the car loses every year.
Business and self-employment
- ROI calculatorA 50% gain sounds great, but it is not the same over 2 years as over 10. To compare investments you need the return per year.
- Profit margin calculatorMargin and markup get mixed up all the time, and the difference can cost you money. Both measure the same profit, but against a different base.
- Break-even calculatorThe break-even point is the level of sales where a business neither makes nor loses money. Below it you lose, above it you start to profit.
- Freelance rate calculatorThe most common freelance mistake is taking the salary you would want as an employee and dividing it by 160 hours. That leaves out taxes, expenses, vacation and every hour you can't bill.
Other calculators
- Property tax calculator: 236C and 236KWhen a property transfer is registered, the seller and the buyer each pay advance income tax. Enter the price to see both amounts.
- Tax on bank profit calculatorBanks deduct tax from the profit they pay on accounts and deposits. Enter your deposit and rate to see the profit before and after tax.
- Tax on international card paymentsWhen you pay abroad or online in foreign currency with a Pakistani card, the bank collects advance tax. Enter the amount to see it.
- Zakat calculator PakistanAdd up your cash, bank balances, gold, silver and investments, take off what you owe, and see whether you reach the nisab and how much zakat to pay.
- Behbood Savings Certificate calculatorBehbood Savings Certificates pay a monthly profit. Enter the amount to see your monthly income before and after tax.
- Regular Income Certificate calculatorRegular Income Certificates pay you a profit every month. Enter the amount to see the income before and after tax.
- Special Savings Certificate calculatorSpecial Savings Certificates run for three years and pay profit every six months. Enter the amount to see each payment and the total.
- National Savings Account profit calculatorThe National Savings Account lets you deposit and withdraw while earning profit. Enter your balance and months to see the profit.