SHIF contribution calculator
The Social Health Insurance Fund (SHIF) replaced NHIF. Every household contributes, and the Social Health Authority (SHA) runs it.
Enter your gross monthly income to see your contribution. There is no upper limit, so it grows with your pay.
How it's calculated
- Salaried workers pay 2.75% of gross salary. Your employer deducts it and sends it to SHA.
- If you are not salaried, SHA works out your household income through means testing and charges the same 2.75%.
- Whatever the income, the contribution is at least Ksh 300 a month.
An example
On a salary of KSh 50,000 a month, SHIF is KSh 1,375, or KSh 16,500 a year.
Frequently asked questions
Is there a maximum SHIF contribution?
No. SHA applies 2.75% with no upper limit for any group.
Does SHIF reduce my PAYE?
Yes. KRA treats SHIF contributions as an allowable deduction, so they come off your pay before tax.
What if I earn very little?
You still pay the minimum of Ksh 300 a month.
Key terms
- SHA
- Social Health Authority, the body that runs SHIF.
- Means testing
- How SHA estimates the income of households without a salary.
Up-to-date official data
Data checked against the official source on .
We check the official sources automatically, every day.
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