Net salary calculator Kenya

Enter your gross monthly salary and see what lands in your account. You get every deduction line by line, the same way it shows on your payslip.

The calculator uses the current PAYE bands, the NSSF Year 4 limits, SHIF and the Affordable Housing Levy.

How it's calculated

NSSF: 6% of your pay up to Ksh 9,000 goes to Tier I, and 6% of pay between Ksh 9,000 and Ksh 108,000 goes to Tier II.
SHIF: 2.75% of gross pay, at least Ksh 300. Housing Levy: 1.5% of gross pay.
PAYE: the KRA bands apply to your pay after those deductions, less the personal relief of Ksh 2,400.
Net pay is gross pay less PAYE, NSSF, SHIF, the Housing Levy and any other pension contribution you make.

An example

A gross salary of KSh 100,000 leaves KSh 70,441.65 after NSSF of KSh 6,000, SHIF of KSh 2,750, Housing Levy of KSh 1,500 and PAYE of KSh 19,308.35.

Frequently asked questions

Why is my payslip different?

Your employer may add deductions such as a SACCO, a loan, HELB or union dues. Allowances or benefits that are taxed but not paid in cash also change the figures.

Is NSSF the same for everyone?

No. It grows with your pay until it reaches Ksh 108,000. Above that the deduction stays at the maximum.

Does a pension contribution lower my tax?

Yes. Contributions to a registered pension scheme, NSSF included, are deductible up to Ksh 30,000 a month.