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Data from official sources · Made in Argentina

FICA tax calculator

FICA is the payroll tax that funds Social Security and Medicare. You pay half and your employer pays the other half.

Enter your wages for the year to see each piece and the total cost on your pay.

Gross pay minus pre-tax health benefits. 401(k) contributions still count.

How it's calculated

  1. Social Security is 6.2% of wages up to $184,500 for you and the same for your employer.
  2. Medicare is 1.45% of all wages for you and the same for your employer.
  3. You also pay the Additional Medicare Tax of 0.9% on wages above $200,000 if you are single, $250,000 on a joint return or $125,000 if you file separately. Employers don't match it.

An example

On $75,000 of wages you pay $4,650 of Social Security and $1,087.50 of Medicare, or $5,737.50. Your employer pays the same amount again.

Frequently asked questions

What is the FICA rate for 2026?

7.65% for you and 7.65% for your employer: 6.2% for Social Security and 1.45% for Medicare.

Do 401(k) contributions lower FICA?

No. Traditional 401(k) contributions lower income tax but still pay FICA. Health premiums paid through a cafeteria plan do lower FICA.

I had two jobs and paid too much Social Security. Can I get it back?

Yes. If two or more employers together withheld Social Security on more than $184,500, you claim the excess as a credit on your federal return.

Key terms

Wage base
The most wages that pay Social Security tax in a year. Medicare has no limit.
Additional Medicare Tax
An extra employee tax on high wages that funds Medicare.

The same calculation in other countries

Up-to-date official data

Data checked against the official source on .

We check the official sources automatically, every day.

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