Take-home pay calculator Ireland 2026

Enter your gross salary and see what reaches your bank account each year, month and week after Income Tax, the Universal Social Charge and PRSI.

It uses the 2026 figures from Revenue: a standard rate band of €44,000 for a single person, the Single Person Tax Credit of €2,000 and the Employee Tax Credit of €2,000.

How it's calculated

Income Tax is 20% on income up to your rate band and 40% on the rest. Your tax credits then come off the tax, not off your income.
If you rent, the Rent Tax Credit is 20% of the rent you pay, up to €1,000 for a single person or €2,000 for a jointly assessed couple. It can only reduce Income Tax.
USC is charged on your whole income once it goes over €13,000, in bands from 0.5% to 8%.
Employee PRSI is 4.35% of all your weekly pay once it is over €352. Between that and €424 a week a PRSI Credit of up to €12 makes it smaller.

An example

A single person on €50,000 in June 2026 pays €7,200 Income Tax, €1,032.82 USC and €2,099.76 PRSI, and takes home €39,667.42 a year (about €3,305 a month).

Frequently asked questions

Why is my payslip a little different?

Payroll works on a cumulative basis, pay day by pay day, and rounds weekly or monthly figures. Your Tax Credit Certificate may also show different credits or a different rate band. Over a full year the totals should be close to this calculator.

Who gets the higher standard rate band?

A single parent who qualifies for the Single Person Child Carer Credit has a band of €48,000. A married couple or civil partners with one income has €53,000. Couples with two incomes can use the income tax calculator, which works out the extra band.

Do I pay USC on all my income?

If your total income is over €13,000, you pay USC on your full income. At €13,000 or less you pay none.

Who can use the reduced rates of USC?

People aged 70 or over and people with a full medical card (not a GP visit card), as long as their income is €60,000 or less. They pay 0.5% on the first band and 2% on the rest.

Does the Rent Tax Credit reduce USC or PRSI?

No. It only reduces Income Tax, and you cannot get back more than the Income Tax you pay.

Key terms

PAYE: Pay As You Earn. Your employer takes Income Tax, USC and PRSI from your pay and sends it to Revenue.
Rate band: The part of your income taxed at the standard rate. Income above it is taxed at the higher rate.
Tax credit: An amount taken off the tax you owe. A €2,000 credit reduces your tax by €2,000.

The same calculation in other countries

Up-to-date official data

Data checked against the official source on 14 October 2026.

We check the official sources automatically, every day.

See all sources

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